Why You Should Get Health Insurance if you’re Under 40

So I started writing this piece, and all of a sudden, everything wiped out. Luckily I’m smart. Let’s see what I can come up with. 

So you feel because you’re not up to forty, you do not need to get yourself insurance. Don’t fool yourself, please. There are several reasons why you need to get yourself insurance. Let me try listing them out for you.

List of reasons why you need to get yourself health insurance before you get to forty.

Health insurance is not just for you.

Yes, you may feel young, healthy, like Iron Man even. When you feel these ways, you don’t think you need to get yourself health insurance. You don’t have diabetes or HIV, and you feel like there’s no point in actually getting yourself health insurance. Well, we are not the master of the universe. Anything can happen at any time. You understand. There are people in their mid-twenties that have slumped and died. Do you know that? So this health insurance is not just for you. It is for you, your friends and your family. 

It is not as difficult as it seems.

Many people are scared of going to hospitals, getting joined into the health insurance schemes, and the number of funds they would need to pay to start up with their health insurance plans. Well, there are people that, because of one thing or the other, they have ways that the number of funds they would need to pay would get reduced to a lower cost. They end up enjoying the same things other people want, and at the same time, if anything horrible happens to them, they get covered using their health insurance.

You end up living with peace of mind.  

Do you know what peace of mind is? Knowing that if anything goes wrong with you medically, your health insurance is going to pick you up and clean you up like the lovely person you are. But without it, imagine you need surgery or something important just like that, and you don’t have, you know, the necessary resources to cover up for everything. Where would you pick up or start from? Guy, it doesn’t matter your age or the healthy genes in your family. This is 2021. People are dying by the minute. We all need to do our best to survive. However, no one is getting out of this alive, but still. As we’re going and healthy so, we can try to live better lives. 

You would go through hell if you end up needing health insurance and you didn’t subscribe before.

Not literally hell, but. I mean suffering. Because I don’t get it, you have all you need. Like you have the resources to get yourself health insurance, you don’t want to? Why though? If you don’t have the resources, that’s different. I hope we end up making the right decisions. 

How Does Capitalism Affect Health Care?

We all know that our entire society runs on capitalism. A few people would fight and argue on this idea, but deep in our hearts’ inner parts, we know that this is the truth. We all also know that capitalism roots run everywhere. As long as some money is to get made, you would find capitalism there. Someone would come and find a way to make this money. It could be okay at places where you sell electric cars or smartphones. What happens when people’s health becomes the target of those whose only thing that’s on their mind is the money? The answer lies in the news, which is prompted daily for businesses that are meant for profits. 

Whenever we listen to stories that are related to health care, they are heart-wrenching. We have seniors that have chosen between food and drugs. We have kids in an essential herd of surgery but can’t get the help they need because their guardians and parents can’t pay for their insurance fees. Citizens are living in America have had to smuggle Canadian drugs because of the high price in America. Why is it that health care as necessary, which is a fundamental right of ours, has become such a problem? 

Why Everyone Wants the Dollar 

The hustle for US dollars has been the main topic of these debates. Even health care has become a business that brings in a lot of funds. Everyone from companies that are used for insurance like medical device companies, pharmaceutical companies, and hospitals has been pulling all of these in by making use of large profits. There are several times which these are done at the expense of others. When you check out the benefit of patients they should be helping, it is all just so fuzzy, sad, and quite annoying. You are leaving someone to die when it is in their human rights to live, all in the name of money. Too sad.

Well, capitalism is what drives businesses, and businesses are what drives the need for profits. Somewhere along the line, technology is supposed to have come to save us by the materials and means available to make our lives happier, more comfortable, better, and more affordable. But capitalism says no. It has taken technology, and now we battle capitalism with technology striding behind capitalism.

These people have used technology to reduce the costs of things, and capitalism has shown that there is absolutely nothing that one cannot make profits from. Why would one sell a pill that can save lives for a dollar? Why isn’t that pill-free, or why isn’t it five hundred dollars. 

The thing is if you want to sell these drugs and know that yes, you want to collect everyone’s funds, do it with all your might. If you don’t want to, make it free let people live. Have a conscience and make it the right one, please.

Pros and Cons of the Micro-Housing Trend

Having the necessary vision and knowledge on how you would like to downsize to about four hundred square feet, there are Pros to Micro Housing. The entire Micro housing trend has been around for quite a while. This also article is going to talk about the Pros and the Cons of the Micro-Housing Trend. But before then, we would give a brief definition of what Micro Housing or Micro units are. 

Definition of Micro Units 

This is for people that have not heard about the trend yet. Micro housing units are usually two hundred and fifty to four hundred square foot living apartments. These are rising in the districts. We have bedroom condominiums and typical studio apartments which are about five hundred square feet. We have beautiful micro-units that are created to merge all the amenities available in your apartment to stay comfortably in a small space. By surprise, most of these have all the necessary properties that a typical unit used for a living would have. They have things like the usual dryer, enough space for you to keep a large bed in, it also has enough space for you to put in all your kitchen appliances. 

Pros of the Micro-Housing Trend 

In matters related to having an apartment and fully living in the city, what type of living space is seen to be too small? For a lot of people honestly, they desire and choose to live in a cute small little apartment. Due to a lot living in a small space was just done out of choice at instances where they had to attend college or stay in a boarding house. The demand for living in town continues to increase by the day. What people get to enjoy from living in this type of apartment is that they get to have peace of mind, there’s usually no one following people that live in micro-housing units. You get to enjoy your life as you desire. Nothing fancy or flamboyant. Just peace and good vibes. You have all you need in your micro-housing space. We are humans, how much space can we take on alone. 

Cons of the Micro-Housing Trend 

There are lots of people that love to live a big life. You know the large lifestyle. These types of people would not enjoy living in a Micro apartment. They would feel uncomfortable at every point in time. This case is way worse if they are living in this micro-apartment with family members or with friends out of their choice or out of their will. They would get irritable at every little thing you do. Though it is not their choice to live in these types of apartments, they would feel entitled and claim they own the space and before you know, innocent you that simply don’t have a choice but you have to be there would feel highly uncomfortable. These are the sad parts of the micro-housing trends.

Why Trump Refused to Concede the Presidency to Biden

Trump stated he would keep fighting until the results from the elections get changed. But he stated the doubts he has about this strategy of his. The president that would soon be leaving office doesn’t want to agree that he was beaten at the elections. He keeps stating that the votes are fraudulent. 

After the elections, Trump stated that he would keep fighting these results after which Biden was stated the winner. 

Several different representatives from the campaign of Trump and different members from his Republican Party have filed several lawsuits which have all contested the election results. The outgoing president doesn’t want to concede and agree that he lost the election. 

What has Donald Trump said Relating to all of This? 

Donald Trump stated that even in 6 months, he wouldn’t have a different mindset. Donald Trump told this to Fox News. Though he was somewhat in doubt of the Supreme Court hearing about all of this. 

We all need to move quickly. There isn’t a lot of time. Some challenges need to be faced legally. The issue here is that there’s a difficult problem getting all of this to the Supreme Court. 

Different Widespread Allegations of Fraud from the Votes 

Winning three hundred and six out of the five hundred and thirty-eight college votes would help secure victory from the presidential election. These results had victories in places like Georgia, Pennsylvania, Arizona, Michigan, and Wisconsin. These were places where Trump won 4 years ago. 

Trump stated that there was fraud in these elections. He also stated that all of his analysts politically didn’t agree that those were natural. Trump and his team have sent lots of suits to these states. Even Nevada has been sued. They all are trying to change the outcome of the vote. 

Wisconsin on Sunday completed their recount of the votes which was used during the elections and Biden was confirmed the winner. This punched all the efforts Donald Trump has been using to see himself be the winner of the presidential elections. Michigan and Pennsylvania stated that Biden won’t despite the pressure gotten from Trump. 

Several legal challenges have not brought any real case of fraud in these elections. Everyone has been rallying and telling Trump to forget about what he is trying to do. He just needs to simply concede and agree he lost the election. The people don’t want him anymore and now they want to see what Biden has to offer. 

Why Joe Biden Has to Say About This? 

The President-Elect has already started gently moving his office to the white house. His transition process is going smoothly. He doesn’t have much to say. He is already naming members he would like to have in his presidential cabinet. He doesn’t have the energy or the time to waste over the efforts Trump is using to remain the president of the United States of America.

Why We Think Face Masks Should Become the New Normal for Preventing the Spread of Disease

There are several countries, like Asia specifically, that have shifted their cultures as a result of the COVID-19 pandemic and they have decided to continue wearing face masks in public places.

There are a lot of people in America that have had their lives changed completely by the pandemic. This has all changed as a result of extreme hygiene practices like wearing face masks and washing hands.

What Happens with People that have Serious Auto-Immune Diseases.

For these types of people, there would be a shift positively because they need to stay safe from everything related to the formation and accumulation of germs. With everyone around wearing face masks, they would feel safer because the rate at which there would be a spread of germs would greatly reduce.

Look at this lady Samantha Elsa who is aged 57. She has been wearing face masks for about fifteen years. She has cystic fibrosis. This is a disease that is obtained from her genes. It affects her digestive system and her lungs.

As a result of her illness, flu or cold could get her to the hospital with haste. Before the pandemic, she doesn’t go to church or travel using public means of transportation because she did not want strangers to sneeze and cough all around her.

Samantha stated that these masks have given people like her great levels of freedom. Now she feels comfortable going to the movies, to the church, or birthday parties because she’s happy with the fact that ninety percent of people around are wearing face masks.

There are lots of Americans that live their lives like Samantha. Both women and men. So wearing face masks has become a good thing. At the end of the day, the pandemic has helped make the world cleaner and more germ-free.

How Normal does Face Masks Feel as we Use it to Prevent the Spread of Disease?

From the time the COVID-19 pandemic started, everyone purchased a lot of face masks. I know people that have never worn a face mask before but with the coming of this disease, everyone became the wiser. We all started protecting ourselves from everything germs to stay safe and to stay healthy. Public health experts and doctors continue to believe that the culture of America could shift fundamentally to embrace new hygiene practices.

Why Do We Think Face Masks Should Become the New Normal for Preventing the Spread of Disease

Everyone has this thought that if you’re wearing a face mask, COVID-19 can do you no harm. Doctors and nurses that treat patients that have Covid-19 make use of these face masks and most of them end up being safe from the disease. If they can stay safe so can we. We can socialize, go to parties, have fun with our face masks. These are the reasons we feel it’ll become the new normal.

Is Red Wine Good for Your Heart?

The benefits of red wine have been a leading topic in medical discourse for years. Several studies have been conducted and several conclusions have been made. There is currently, no consensus on whether red wine, in moderation, of course, is healthy. However, we do know that resveratrol, an ingredient of red wine, is good for heart health.

Red wine is a wine made from grapes, black grapes to be specific, and their skin. Red wine has certain properties called antioxidants that may reduce coronary artery disease which is the condition to often leads to a heart attack. Some experts believe that the antioxidants help boost levels of cholesterol, the “good” kind this time, which is called high-density lipoprotein (HDL). HDL is a protein that helps prevent the build-up (oxidation) of cholesterol (low-density lipoprotein), the “bad” kind, in the arteries. Antioxidants in red wine, specifically, the polyphenols have caught a lot of attention for their heart health benefits. Alcohol, too, may have some benefits when consumed moderately. The polyphenol that we’ll be focusing on today is called resveratrol. Resveratrol, as earlier mentioned, has been speculated to bear health benefits.

Resveratrol was first identified in 1976 in grape wines and then wine itself in 1992. Resveratrol has been shown to prevent and reduce the development of mammary and other tumors in living organisms, and animal models. These studies argue that resveratrol has been linked to reduced inflammation and a lower risk of blood clotting. This is what reduces the chances of heart diseases and heart attacks. Now, you might be wondering whether you should continue drinking red wine or start having red wine with your dinner. Before you make this decision, there are a few things you must consider.

  • If your family has a history of alcohol addiction, doctors strongly advise against the consumption of red wine for any reason whatsoever.
  • Although alcohol reduces blood clotting, raises high-density lipoprotein, and boost the effectiveness of the layer of cells lining your arteries, alcohol is still very dangerous when consumed over the recommended amount.
  • If you’re a nondrinker, your chances of getting the benefits of resveratrol are much higher than the chances of a regular drinker because they might already have underlying health issues.
  • Grapes, peanuts, cranberries, and blueberries also possess varying levels of resveratrol however, it is currently unknown whether consuming these fruits will have the same benefits as red wine.
  • It is also important to mention the consequences of excessive alcohol consumption. Heart failure, liver diseases, high blood pressure, stroke, certain forms of cancer, and, obesity are all linked to excessive consumption of alcohol.

If you are a moderate drinker or have a family with a history of alcohol addiction you are much better off reducing your consumption or simply avoiding it. Resveratrol supplements are available for people who want to gain the antioxidant benefits but are unwilling to consume or tamper with alcohol consumption. Resveratrol supplements such as this one by Premier Research Labs are a great substitute for red wine. They offer you safer and more controlled forms of resveratrol. If you’re interested in purchasing these supplements you can find them here and if you’re interested in reading more about Premier Research Labs and their products you can find more information here.

Can Vulnerability Also Be Strength?

Vulnerability often gets a bad reputation as an attribute that promotes being weak or in more harsh words, pathetic. In other words, being too weak to face life or even being too lazy or scared to face reality. This cannot be further from the truth. The facts are, life, for most people, is not a walk in the park. Life comes with many obstacles and yes, overcoming them does make you stronger and perhaps more resilient, however, it can be tough to overcome these obstacles.

Expressing or showing vulnerability is one way to cope with the overpowering emotions that are a result of the trials of life. Most people would choose to bottle it up and turn to unhealthy coping mechanisms to avoid facing these mental battles. This is evidently very unhealthy and bad for both mental and physical health. Vulnerability, the state or condition of being weak, is ironically a feat that only some of the strongest people manage to achieve. Before we analyze why this is, let’s discuss the meaning of strength.

Strength and vulnerability are relative antonyms. They are not exact opposites but they can appear in opposition. Strength refers to the state of being strong, the intensity of power, and force. Strength can be linked to perseverance, resilience, and force. These are all very admirable qualities but it is impossible and impractical to expect this degree of performance from a person all the time. This will only lead to a very intense burnout that, if not carefully addressed, could result in bouts of depression. Vulnerability and strength should go hand in hand. They are two states of being that are extremely beneficial when operating side by side. Strength helps you persevere even when you’re tired and close to giving up while vulnerability helps you let go of tension and stress. Vulnerability reminds you to ask for help and remember to take care of your own needs. Vulnerability helps you cultivate compassion and empathy.

In our society, feelings of vulnerability are often shunned and not spoken about therefore it is the height of strength and rebellion to be openly vulnerable in a society that looks down on it. Vulnerability is not weakness rather it is a part of life. In the same vein, strength is not always positive, sometimes it’s stubbornness and the inability to accept external help or advice. When combined, they complement each other perfectly. Trees go through seasons and stages. The leaves stop growing during fall and the next year they’re back to blooming. The seasons when leaves do not grow do not indicate weakness or death but rather a period of rest and recuperation.

One can argue that vulnerability is, in fact, an act of strength. It is completely normal and human to be vulnerable. We must start encouraging vulnerability alongside strength because one cannot fully blossom without both. Just like the trees, we have seasons of grit, strength, power, and force and we also have seasons of rest and recuperation.

Tired of TV? Learn 3 Simple Songs on Acoustic Guitar

Learning how to play the guitar is a fun and rewarding experience. If you’re currently learning how to croon your favorite tunes but feel stuck then this article is just for you. Acoustic vintage guitars are great for learning songs. This is because they are easy to learn and with enough dedication, it can be mastered. We have compiled a list of songs from different genres to give you a wide variety of options. Here are songs you can learn on your acoustic vintage guitar.

Popular Songs

These are popular songs you might have heard and want to try. They are also easy to learn. Three popular songs you can learn on your acoustic guitar are:

  • Stay with Me by Sam Smith
  • Let Her Go by Passenger
  • Riptide by Vance Joy

Love Songs

Acoustic guitars are a go-to for serenading and singing cute love songs. These are love songs you can learn on your acoustic guitar.

  • Sweet Caroline by Neil Diamond
  • Just the Way You Are by Bruno Mars
  • Love Story by Taylor Swift

Guitar Songs

We also have songs that were originally played on a guitar for you to learn. These are songs that have background music produced by acoustic guitars.

  • The Only Exception by Paramore
  • Creep by Radiohead
  • Thinking Out Loud by Ed Sheeran

Kids Songs

If you’re teaching a kid how to play the acoustic guitar then you’ll need slow and simple songs that repeat their chords quite often so it’s easy for them to grasp. Our selection includes nursery rhymes because it’s much easier to teach them songs they are already familiar with.

  • Mary Had A Little Lamb
  • London Bridge is Falling Down
  • Twinkle Twinkle Little Star

Christmas Songs

Another easy way to get comfortable and familiar with the guitar is by learning Christmas songs. These are familiar tunes and you’ll be a lot more comfortable with them. Here are our picks.

  • We Wish You a Merry Christmas
  • All I Want for Christmas is You
  • Jingle Bells

Bonus Songs

Here are a couple of bonus songs you might try out for fun. These songs may be challenging but they are fun to try

  • I Walk the Line – Johnny Cash
  • Smells Like Teen Spirit by Nirvana
  • Viva La Vida by Coldplay

These are our picks for beginners learning to play acoustic vintage guitars. When learning to play a song there are mainly two ways you can do this.

Learn By Ear

This is when you listen to the song several times and try to pick out the chords. You listen till you pick out the first chord and then you play it, you do the same for the second, and third, till you learn the entire song. This can be stressful for a beginner so the second method may be preferable for you.

Learn Through a Tutorial

When you learn how to play a song through a tutorial you’re following a tutorial you found or seeking the guidance of a teacher. You don’t have to figure out the chords yourself, you simply follow the instructions given by the teacher. This is very helpful for beginners who may not be familiar with chords or any acoustic guitar terms.

Here are some tips to help you while you learn.

  • When selecting a song to learn make sure you find a clear version.
  • When selecting a song you must find a live or acoustic version by the artist. This is very helpful especially if the artist also plays the acoustic guitar in the song. This way you’ll be able to follow more clearly without getting distracted by the production of the music.
  • If you’re getting confused by the chords and vintage guitar strings try labeling them till they are familiar.

Where to Buy a Guitar

If you’re looking to purchase quality vintage guitars then you should visit Gruhn or Carter Vintage in Nashville. If you want a newer guitar on a smaller budget, you can try places like Amazon or Guitar Center.

Our Thoughts on the 2020 U.S. Presidential Election Results

The 2020 United States presidential election was a tumultuous experience rife with tension, partisan politics, threats of lawsuits, protests outside polling stations, and a nation of people holding their breath. A little over half the population has taken a deep breath and the other side seems to be in shock. Of course, there are millions of people who choose to stay away from politics so they’re simply going about their day as normal. In a way, it was a normal day and at the same time, it was not. This election has broken quite a few records. The number of registered voters, the number of actual voters, the number of voters for the winning candidate are among the records that have been broken.

The previous election in 2016 was the first in a while where the candidate with popular vote did not win the election. The 2020 elections did not follow in that vein as President-Elect Biden won the majority vote and more of the electoral seats. This whole concept might be confusing to some people as most democracies usually ascribe to the belief that the candidate with the popular vote wins. Here’s a quick rundown on the electoral college. The college consists of 538 electors and the candidate needs a majority of 270 and above to win. The Electoral college is a group of electors that most come together every four years to elect the president and the vice president. This is required by the Constitution. Every jurisdiction is entitled to at least 3 electoral votes. The electoral college votes always determine the elected President. Now that we understand how that works let’s discuss the election.

The United States is a multi-party state however there are two main parties, the Republican Party and the Democratic Party. The current presiding President, Donald Trump is a Republican president while the President-Elect, Joe Biden is a Democrat. This year’s election is notable for several reasons. The first one being the intense agitation from both parties as well as the major turnout of voters. Voters have various demands but the major one would be the pandemic. The Trump administration has received a lot of criticism concerning how it dealt with the pandemic and the enforcing of social distancing rules. A lot of citizens believe President Trump completely failed in how he addressed and handled Covid-19. The United States currently has the highest number of deaths with 241 thousand deaths.

Trump’s administration has also been criticized for his response to climate change and the current state of the nation’s economy. Regardless of these criticisms, Trump still manages to have a group of die-hard supporters who showed up to the polls in large numbers and made this a hard-won victory. Even before the election, we knew that this particular election was going to be tumultuous and intense for the United States and its allies. However, the votes have spoken and in January 2021, we shall inaugurate a new President.

Why All Political Voting Should Be Done by Absentee Balloting from Now On

The recently concluded U.S elections had an unprecedented amount of total votes as well as an unprecedented amount of absentee ballots. Absentee ballots refer to voters who are unable to go to the polls for one reason or another therefore they vote from home by requesting an absentee ballot and then mailing the filled-in ballot back to the state. Absentee ballots are not a new concept however it has received a lot of press as a result of the 2020 US elections. It is important to differentiate between an Absentee ballot and a mail-in ballot. An absentee ballot is requested by the voter while a mail-in ballot is automatically sent to every single registered voter in the state. All states offer some form of absentee balloting but only five states conduct their elections via mail-in voting (Washington, Hawaii, Utah, Oregon, and Colorado)

For an Absentee Ballot to be sent out, the voter has to apply for one and then they’ll either be rejected or accepted. The rules surrounding requesting an Absentee Ballot vary from state to state but they’re usually along the lines of the following;

  1. Not currently being in the country they’re registered to vote.
  2. Military personnel deployed in other nations
  3. A student who lives outside the country they’re registered to vote.
  4. People who have illnesses or disabilities.
  5. Being on jury duty or having to work during the stipulated voting hours
  6. Being a poll or an election worker
  7. Those who have religious practices that do not support going to an in-person voting center
  8. Finally, people who are in prison but eligible to vote.

Some states also offer a no-excuse absentee ballot but they may refer to such ballots as a mail-in ballot. This year a lot of people were able to cite the Covid-19 pandemic as their reason for requesting an absentee ballot. A lot of people expressed fears of contracting the virus while waiting at the polls hence, the large number of absentee ballots. The voter turnout has been massive and it is the largest turnout of voters ever seen in a United States election so there have been a lot of discussions on whether Absentee Ballots should be the new norm of voting. There are several advantages to Absentee Balloting. Let’s take a look at them.

  • Absentee Ballots are for the benefit of the voter and not the politician because absentee ballots are sent out as early as 6 weeks before the election. This gives the voter the chance to take their time voting and also vote before politicians start getting agitated as the elections draw closer.
  • Absentee ballots are great for people who live in very partisan states.
  • Absentee ballots offer more accurate counting although they might place strains on poll workers in smaller but populated locations.
  • Finally, the independence offered by Absentee Ballots is a strong indicator of a good democracy.

Absentee Ballots are a great option for political voting especially for countries like the United States who run a democracy.